Reduced interest rate, tax free living boost Union Square residency to 96 percent

By: Deborah Johnson Wood

Conversion of the former Union High School on Grand Rapids’ West Side into 183 condominiums began in 2005—to-date only six units are left. The original plans called for 120 condos, but developer Union Square Condos LLC decided to create 63 additional units.

“We took the old auditorium which we thought would be commercial space and turned it into condos,” says project developer Jon Rooks. “We took the empty rooftop and built 22 penthouses, and turned an internal courtyard and workshop into condos. We saved a great old building and we’re really proud of it. It’s the perfect example of how adaptive reuse and Michigan [financial] incentives can work.”

Those financial incentives include brownfield redevelopment incentives and TIFA financing. But the most important incentives to the condo owners are a federal incentive that reduces the mortgage interest rate by 1.5 percent, and the nearly-tax-free advantages of living in a Renaissance Zone and a Neighborhood Enterprise Zone (NEZ).

“The discounted interest rate continues until 2039,” Rooks adds. “The ren zone wraps up on January 1, 2012. A big portion of the ren zone is property taxes and the NEZ extends that property tax advantage to 2019.”

With the NEZ, owners of condos on the first four floors pay only a 10 percent property tax; penthouse owners pay only 50 percent.

The six units remaining include one classroom conversion, three penthouses and two condos in the former gymnasium. Prices range from $139,000 to $391,000.

“About one-third [of the residents] are in their 20s and 30s,” Rooks says. “Another third are middle-aged singles and marrieds; the rest are empty nesters in their 50s and 60s. The interesting thing is the harmony of these diverse people and the interesting lifestyle that creates.”

Source: Jon Rooks, Parkland Properties

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Deborah Johnson Wood is development news editor for Rapid Growth Media. She can be contacted at [email protected].

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